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German Insurance

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  1. There are two different healtcare systems, the State’s (legal) system and the private health system.
  2. The State’s system will not cover the treatment.
  3. The private system might cover a part of the cost if the Gernam referring doctor (gynecologist, psychologist, etc.) prescribe the treatment.
  4. You will need to apply in advance for this treatmentand get approval from teh health insurance.  They decide case-by-case and there are no rules; but – it is worth trying.  Note: the insurance would rather approve a comparable treatment in Germany so you will need to prove that there is nothing available.
  5. If you are self-employed (freelance) at the time of treatment, you can claim the cost as ‘extraordinary burden’ (ausserordentliche Belastung).  One patient receive a huge income tax discount the following year after the treatment.